Voya Supplemental Insurance Benefits

for Employees of NextEra Energy, Inc.

Voya Supplemental Insurance Benefits

for Employees of NextEra Energy, Inc.

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Critical Illness Insurance

Critical Illness insurance pays a lump-sum benefit if you are diagnosed with a covered disease or condition. You can use this money however you like, for example: to help pay for expenses not covered by your medical plan, lost wages, child care, travel, home health care costs or any of your regular household expenses. Benefits are paid directly to you and pay in addition to any other health insurance you may have!

To learn more about everything that is covered under Critical Illness insurance you can view the in-depth enrollment at a glance document by Downloading Our Brochure.

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Download CertificateDownload Certificate of Coverage

Benefits and features include:

  • Guaranteed Issue: No medical questions or tests required for coverage.
  • Flexible: You can use the benefit money for any purpose you like.
  • Payroll deductions: Premiums paid through convenient payroll deductions.
  • Affordable coverage: Rates are typically lower when you purchase coverage through your employer.
  • Lower premiums for non-smokers (based on employee tobacco user status)

Covered conditions include:

  • Cancer, Carcinoma In Situ (25%), Skin Cancer (10%)
  • Heart Attack, Stroke, End Stage Renal (Kidney) Failure, Coronary Artery Bypass, Coma, Major Organ Failure, Permanent Paralysis
  • Deafness, Blindness, Benign Brain Tumor (25%), Occupational HIV
  • Multiple Sclerosis, Amyotrophic Lateral Sclerosis (ALS), Parkinson's Disease, Alzheimer's Disease, Infectious Disease
  • Down syndrome, cerebral palsy, cystic fibrosis and congenital birth defects.

Download brochure for a complete list of available benefits, along with applicable provisions, exclusions and limitations.

Real life example of how critical illness insurance works:

Meet John

When John looks at his life, he thinks he’s in pretty good health. Sure, he has a sedentary job, but John feels he offsets sitting 40 hours a week by eating fairly well, getting enough sleep and taking regular walks around his neighborhood. That’s why the heart attack he suffered just three months after his 42nd birthday came as such a shock. While John is expected to make a full recovery, his recuperation could have been more challenging had it not been for the benefit paid by his Critical Illness Insurance.

Expenses inccured over two months:

  • $5,000Out-of-pocket medical expenses
  • $2,800Mortgage
  • $1,500Food and utilities
  • $800Car payment
  • $150Car insurance
  • $500Other living expenses
  • $10,750Total out-of-pocket expenses
  • $10,000Maximum Critical Illnes Benefit paid under John's policy